Discount Home Loan (with Interest Only Repayment)

Bank of China's Discount Home Loan (with Interest Only Repayment) is a home loan. The figures are the ones Bank of China publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.63% to 6.88%.

Advertised rate

6.88%

headline tier

Comparison rate

7.08%

as published

Last moved

+0.25pp

8 October 2026

Advertised rate, last 30 days. Between 6.63% and 6.88% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Variable, Owner occupier, Interest only, minimum loan amount: $250,000, with lvr <= 80%.	6.88%	7.08%
Variable, Owner occupier, Interest only, minimum loan amount: $250,000, with lvr > 80% and = 90%.	7.94%	8.13%

Rate moves, last 30 days

8 October 2026: Variable, Owner occupier, Interest only lifted 0.25pp, from 6.63% to 6.88%.

Published fees

Fee	Amount
Annual Feerecurring	$190

Other Bank of China home loans

Discount Home Loan (With Principal and Interest Repayment) 6.18%Discount Plus Home Loan (with Principal and Interest Repayment) 6.18%Discount Investment Home Loan (With Principal and Interest Repayment) 6.38%Discount Plus Investment Home Loan (with Principal and Interest Repayment) 6.38%Discount Investment Home Loan (with Interest Only Repayment) 6.58%Discount Plus Investment Home Loan (with Interest Only Repayment) 6.58%Fixed Rate Home Loan (With Principal and Interest Repayment) 6.59%Fixed Rate Home Loan (With Interest Only Repayment) 6.69%Fixed Rate Investment Home Loan (With Principal and Interest Repayment) 6.69%Fixed Rate Investment Home Loan (With Interest Only Repayment) 6.79%Discount Plus Home Loan (with Interest Only Repayment) 6.88%Standard Variable Rate Home Loan 8.64%

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