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Bank of China · Home loans
Discount Plus Investment Home Loan (with Principal and Interest Repayment)
Bank of China's Discount Plus Investment Home Loan (with Principal and Interest Repayment) is a home loan. The figures are the ones Bank of China publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.13% to 6.38%.
Advertised rate
6.38%
headline tier
Comparison rate
6.76%
as published
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 6.13% and 6.38% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, P&I, minimum loan amount: $100,000 and maximum loan amount is $1,000,000, with lvr = | 6.38% | 6.76% |
| Variable, Investor, P&I, minimum loan amount: $100,000, with lvr > 80% and = 90%. | 8.25% | 8.60% |
Rate moves, last 30 days
- 8 October 2026: Variable, Investor, P&I lifted 0.25pp, from 6.13% to 6.38%.
Published fees
| Fee | Amount |
|---|---|
| Annual Feerecurring | $395 |
Other Bank of China home loans
Discount Home Loan (With Principal and Interest Repayment) 6.18%Discount Plus Home Loan (with Principal and Interest Repayment) 6.18%Discount Investment Home Loan (With Principal and Interest Repayment) 6.38%Discount Investment Home Loan (with Interest Only Repayment) 6.58%Discount Plus Investment Home Loan (with Interest Only Repayment) 6.58%Fixed Rate Home Loan (With Principal and Interest Repayment) 6.59%Fixed Rate Home Loan (With Interest Only Repayment) 6.69%Fixed Rate Investment Home Loan (With Principal and Interest Repayment) 6.69%Fixed Rate Investment Home Loan (With Interest Only Repayment) 6.79%Discount Home Loan (with Interest Only Repayment) 6.88%Discount Plus Home Loan (with Interest Only Repayment) 6.88%Standard Variable Rate Home Loan 8.64%
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