Standard Variable Rate Home Loan

Bank of China's Standard Variable Rate Home Loan is a home loan. The figures are the ones Bank of China publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 8.39% to 8.64%.

Advertised rate

8.64%

headline tier

Comparison rate

8.71%

as published

Last moved

+0.25pp

8 October 2026

Advertised rate, last 30 days. Between 8.39% and 8.64% over the last 30 days.

Every current rate (1)

Tier	Rate	Comparison
Variable, Owner occupier, P&I	8.64%	8.71%

Rate moves, last 30 days

8 October 2026: Variable, Owner occupier, P&I lifted 0.25pp, from 8.39% to 8.64%.

Published fees

Fee	Amount
Application Feewhen it happens	$350

Other Bank of China home loans

Discount Home Loan (With Principal and Interest Repayment) 6.18%Discount Plus Home Loan (with Principal and Interest Repayment) 6.18%Discount Investment Home Loan (With Principal and Interest Repayment) 6.38%Discount Plus Investment Home Loan (with Principal and Interest Repayment) 6.38%Discount Investment Home Loan (with Interest Only Repayment) 6.58%Discount Plus Investment Home Loan (with Interest Only Repayment) 6.58%Fixed Rate Home Loan (With Principal and Interest Repayment) 6.59%Fixed Rate Home Loan (With Interest Only Repayment) 6.69%Fixed Rate Investment Home Loan (With Principal and Interest Repayment) 6.69%Fixed Rate Investment Home Loan (With Interest Only Repayment) 6.79%Discount Home Loan (with Interest Only Repayment) 6.88%Discount Plus Home Loan (with Interest Only Repayment) 6.88%

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