Lenders › Bank of China › Fixed Rate Home Loan (With Principal and Interest Repayment)
Bank of China · Home loans
Fixed Rate Home Loan (With Principal and Interest Repayment)
Bank of China's Fixed Rate Home Loan (With Principal and Interest Repayment) is a home loan. The figures are the ones Bank of China publishes under the Consumer Data Right today. The advertised rate last moved on 23 September 2026, up from 6.29% to 6.59%.
Advertised rate
6.59%
headline tier
Comparison rate
8.39%
as published
Last moved
+0.30pp
23 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I | 6.59% | 8.60% |
| Fixed 2 years, Owner occupier, P&I | 6.59% | 8.39% |
| Fixed 3 years, Owner occupier, P&I | 6.79% | 8.26% |
| Fixed 4 years, Owner occupier, P&I | 6.79% | 8.11% |
| Fixed 5 years, Owner occupier, P&I | 6.79% | 7.98% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Annual Feerecurring | $190 |
Other Bank of China home loans
Discount Home Loan (With Principal and Interest Repayment) 6.18%Discount Plus Home Loan (with Principal and Interest Repayment) 6.18%Discount Investment Home Loan (With Principal and Interest Repayment) 6.38%Discount Plus Investment Home Loan (with Principal and Interest Repayment) 6.38%Discount Investment Home Loan (with Interest Only Repayment) 6.58%Discount Plus Investment Home Loan (with Interest Only Repayment) 6.58%Fixed Rate Home Loan (With Interest Only Repayment) 6.69%Fixed Rate Investment Home Loan (With Principal and Interest Repayment) 6.69%Fixed Rate Investment Home Loan (With Interest Only Repayment) 6.79%Discount Home Loan (with Interest Only Repayment) 6.88%Discount Plus Home Loan (with Interest Only Repayment) 6.88%Standard Variable Rate Home Loan 8.64%
Get an email the morning Bank of China moves this rate.
Every Bank of China rate · every home loan rate compared · other lenders · this product in the explorer.