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Bank of China · Home loans

Fixed Rate Investment Home Loan (With Principal and Interest Repayment)

Bank of China's Fixed Rate Investment Home Loan (With Principal and Interest Repayment) is a home loan. The figures are the ones Bank of China publishes under the Consumer Data Right today. The advertised rate last moved on 23 September 2026, up from 6.49% to 6.69%.

Advertised rate
6.69%
headline tier
Comparison rate
8.65%
as published
Last moved
+0.20pp
23 September 2026
6.69%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (5)

TierRateComparison
Fixed 1 year, Investor, P&I6.69%8.88%
Fixed 2 years, Investor, P&I6.69%8.65%
Fixed 3 years, Investor, P&I6.79%8.47%
Fixed 4 years, Investor, P&I6.79%8.30%
Fixed 5 years, Investor, P&I6.79%8.14%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Annual Feerecurring$190

Other Bank of China home loans

Discount Home Loan (With Principal and Interest Repayment) 6.18%Discount Plus Home Loan (with Principal and Interest Repayment) 6.18%Discount Investment Home Loan (With Principal and Interest Repayment) 6.38%Discount Plus Investment Home Loan (with Principal and Interest Repayment) 6.38%Discount Investment Home Loan (with Interest Only Repayment) 6.58%Discount Plus Investment Home Loan (with Interest Only Repayment) 6.58%Fixed Rate Home Loan (With Principal and Interest Repayment) 6.59%Fixed Rate Home Loan (With Interest Only Repayment) 6.69%Fixed Rate Investment Home Loan (With Interest Only Repayment) 6.79%Discount Home Loan (with Interest Only Repayment) 6.88%Discount Plus Home Loan (with Interest Only Repayment) 6.88%Standard Variable Rate Home Loan 8.64%

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