Lenders › Bank of China › Discount Home Loan (With Principal and Interest Repayment)
Bank of China · Home loans
Discount Home Loan (With Principal and Interest Repayment)
Bank of China's Discount Home Loan (With Principal and Interest Repayment) is a home loan. The figures are the ones Bank of China publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 5.93% to 6.18%.
Advertised rate
6.18%
headline tier
Comparison rate
6.38%
as published
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 5.93% and 6.18% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, minimum loan amount: $250,000, with lvr <= 80%. | 6.18% | 6.38% |
| Variable, Owner occupier, P&I, minimum loan amount: $250,000, with lvr > 80% and = 90%. | 7.94% | 8.13% |
Rate moves, last 30 days
- 8 October 2026: Variable, Owner occupier, P&I lifted 0.25pp, from 5.93% to 6.18%.
Published fees
| Fee | Amount |
|---|---|
| Annual Feerecurring | $190 |
Other Bank of China home loans
Discount Plus Home Loan (with Principal and Interest Repayment) 6.18%Discount Investment Home Loan (With Principal and Interest Repayment) 6.38%Discount Plus Investment Home Loan (with Principal and Interest Repayment) 6.38%Discount Investment Home Loan (with Interest Only Repayment) 6.58%Discount Plus Investment Home Loan (with Interest Only Repayment) 6.58%Fixed Rate Home Loan (With Principal and Interest Repayment) 6.59%Fixed Rate Home Loan (With Interest Only Repayment) 6.69%Fixed Rate Investment Home Loan (With Principal and Interest Repayment) 6.69%Fixed Rate Investment Home Loan (With Interest Only Repayment) 6.79%Discount Home Loan (with Interest Only Repayment) 6.88%Discount Plus Home Loan (with Interest Only Repayment) 6.88%Standard Variable Rate Home Loan 8.64%
Get an email the morning Bank of China moves this rate.
Every Bank of China rate · every home loan rate compared · other lenders · this product in the explorer.