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Rates · Term deposits

4 year term deposit rates

One row per lender: its highest 4 year term deposit rate today, for deposits of $25,000 or less, and the deposit size it applies to. Accounts restricted by occupation, employer or membership, and competition prizes, are left out. Click a product for every term and deposit size.

Highest rate by lender (34)

Lender	Product	Balance	Rate
Judo Bank	Personal Term Deposits	any balance	5.65%
Heartland	Term Deposit	$5,000 and over	5.25%
People's Choice and Heritage	Term Deposit	$1,000 and over	5.25%
Rabobank	Rural Term Deposit	$5,000 to $50,000	5.20%
Unity Bank	Term Deposit	$1,000 to $9,999,999	5.20%
Alex.Bank	Term Deposit - Intermediary	$10,000 to $500,000	5.10%
Bank First	4 Year Term Deposit	$500 to $9,999,999	5.00%
Bankwest	Bankwest Term Deposit	$1,000 to $10,000,000	5.00%
Great Southern Bank	Standard Rate Term Deposit 13-60 months (A)	any balance	5.00%
Suncorp Bank	Term Deposit	$5,000 to $99,999	5.00%
BankVic	Term Deposit 48 Months	$5,000 to $10,000,000	4.70%
Border Bank	Term Deposit	$10,000 to $500,000	4.20%
Police Bank	Term Deposit	$10,000 to $500,000	4.20%
ANZ	ANZ Advance Notice Term Deposit	any balance	4.00%
Bank of Melbourne	Term Deposit	any balance	4.00%
BankSA	Term Deposit	any balance	4.00%
CBA	Business Investment Account	$1 to $2,000,000	4.00%
IMB Bank	Term Deposit	$5,000 and over	4.00%
St.George Bank	Term Deposit	any balance	4.00%
Police Credit Union	Adelaide Term Deposit	$5,000 to $50,000	3.95%
Bendigo Bank	Bendigo Cash Solutions Term Deposit	$5,000 and over	3.85%
QBank	Term Deposit 48 Month	$2,000 to $100,000	3.85%
NAB	NAB Term Deposit	$5,000 to $1,999,999	3.80%
Beyond Bank Australia	INV - 48-60 Mth Trf 12 Mthly	$2,000 to $50,000	3.60%
Regional Australia Bank	Term Savings	$1,000 to $500,000	3.60%
Summerland Bank	Fixed Term Deposit	$1,000 to $1,000,000	3.60%
Newcastle Permanent Building Society	Term Deposit	$1,000 to $100,000,000	3.55%
Arab Bank Australia	Fixed Term Deposit - Personal	$10,000 to $49,999	3.30%
RACQ Bank	Term Deposit	any balance	3.30%
Auswide Bank	Maturity Term Deposit	$500 to $4,999	3.25%
Credit Union SA	Term Deposit	any balance	2.90%
Bank of Queensland	Farm Management Deposit - Fixed	$1,000 to $800,000	2.00%
Macquarie Bank	Macquarie Term Deposit	up to $1,000,000	2.00%
Gateway Bank	Package TD 48 Months	$1,000 to $1,000,000	0.75%