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Rates · Term deposits

12 month term deposit rates

One row per lender: its highest 12 month term deposit rate today, for deposits of $25,000 or less, and the deposit size it applies to. Accounts restricted by occupation, employer or membership, and competition prizes, are left out. Click a product for every term and deposit size.

Highest rate
5.65%
Gateway Bank
Median rate
5.30%
of each lender's best, 77 lenders
Lenders
77
publishing this term
3 months6 months9 months12 months18 months2 years3 years4 years5 years

Highest rate by lender (77)

LenderProductBalanceRate
Gateway BankPackage TD 12 Months$1,000 to $1,000,0005.65%
Bank AustraliaTerm Deposit 12 months$500 to $1,000,0005.60%
CommFCU12 Month Term Deposit Special$10,000 to $2,000,0005.60%
HeartlandBroker Term Deposit$10,000 to $2,000,0005.60%
Qudos BankTerm Deposits$500 and over5.60%
AMP BankAMP Bank GO 12 Month Term Depositany balance5.55%
DnisterTerm Deposit - 12 Months$1,000 to $1,000,0005.55%
Alex.BankTerm Deposit - Intermediary$10,000 to $500,0005.50%
Bank First1 Year Term Deposit$500 to $10,000,0005.50%
ME Bank - ME GoME Go Term Depositany balance5.50%
Unity BankTerm Deposit$1,000 to $9,999,9995.50%
Judo BankPersonal Term Depositsany balance5.45%
Australian Military BankInvestment Plus$1,000 and over5.40%
Bank of MelbourneTerm Depositany balance5.40%
Bank of QueenslandmyBOQ Term Depositany balance5.40%
BankSATerm Depositany balance5.40%
BNK BankStow It Term Deposit Accountany balance5.40%
Geelong BankTwelve Month Term Deposit$500 to $1,000,0005.40%
Greater BankTerm Investment - Interest @ Maturity$5,000 to $50,0005.40%
Hume BankFarm Management Deposit 12M (Interest at Maturity)$1,000 to $800,0005.40%
Macquarie BankMacquarie Digital Term Depositup to $1,000,0005.40%
RSL MoneyRSL Member Income Plus$1,000 and over5.40%
Suncorp BankTerm Deposit$5,000 to $99,9995.40%
bankWAWLimited Offer 12 months$1,000 to $1,000,0005.35%
Firefighters Mutual BankTerm Deposit for Customers$1,000 to $5,0005.35%
Health Professionals BankTerm Deposit for Customers$5,000 to $9,999,9995.35%
RACQ BankTerm Depositany balance5.35%
Teachers Mutual BankTerm Deposit for Customers$1,000 to $5,0005.35%
UniBankTerm Deposit$1,000 to $5,0005.35%
ANZANZ Advance Notice Term Depositany balance5.30%
Bank of SydneyTerm Depositany balance5.30%
Bank of usFixed Term Investment$25,000 to $100,0005.30%
BankwestBankwest Term Deposit$1,000 to $10,000,0005.30%
BCU Bank12 Month Term Deposit$1,000 to $1,000,0005.30%
CBABusiness Investment Account$1 to $2,000,0005.30%
Credit Union SATerm Depositany balance5.30%
Defence BankTerm Deposit 12 monthsany balance5.30%
First Option Bank12 Mth Fixed Term Business$1,000 to $9,999,9995.30%
IMB BankTerm Deposit$5,000 and over5.30%
INGPersonal Term Depositsany balance5.30%
Maitland MutualTerm Deposit$1,000 to $499,9995.30%
MyState BankAMM - Regular Term Depositany balance5.30%
NABNAB Term Deposit$5,000 to $1,999,9995.30%
Newcastle Permanent Building SocietyTerm Deposit$1,000 to $100,000,0005.30%
P&N Bank12 Month Term Deposit$5,000 to $1,000,0005.30%
Queensland Country BankFTD - Interest at Maturity$1,000 and over5.30%
RabobankRural Term Deposit$5,000 to $50,0005.30%
Southern Cross Credit UnionTerm Deposit$5,000 to $20,000,0005.30%
St.George BankTerm Depositany balance5.30%
Auswide BankMaturity Term Deposit$500 to $4,9995.25%
Regional Australia BankTerm Savings$1,000 to $500,0005.25%
Summerland BankFixed Term Deposit$1,000 to $1,000,0005.25%
Bendigo BankFixed Rate Farm Management Deposit$5,000 to $800,0005.20%
Orange Credit Union12mth Fixed Term Deposit$1,000 to $1,000,0005.20%
People's Choice and HeritageTerm Deposit$1,000 and over5.20%
The CapricornianTerm Deposit$5,000 to $250,0005.20%
The MacTerm Savings I4$5,000 to $1,000,0005.20%
WestpacTerm Depositany balance5.20%
GMCUFixed Term Deposit - 12 months$4,999 to $1,000,0005.15%
Horizon BankTerm Deposit$1,000 to $10,000,0005.10%
Coastline BankI22 Term Deposit 12 Mths$25,000 to $50,0005.05%
QBankTerm Deposit 12 Month$2,000 to $100,0005.05%
BankVicTerm Deposit 12 Months$5,000 to $10,000,0005.00%
Border BankTerm Deposit$10,000 to $500,0005.00%
Broken Hill BankFtd - 12 Months$5,000 to $500,0005.00%
Great Southern BankStandard Rate Term Deposit 1-12 monthsany balance5.00%
Police BankTerm Deposit$10,000 to $500,0005.00%
SWSbank12 Month Term Deposit$500 to $10,0005.00%
Darling Downs BankFixed Term Deposits$5,000 to $49,9994.95%
Beyond Bank AustraliaINV - 12 Mth Capitalise$2,000 to $50,0004.90%
Laboratories Credit UnionMonthly Interest 12 Month Term Deposit$5,000 to $2,000,0004.90%
Northern Inland Credit Union12 MONTHS Term Deposit with interest paid at maturity/annually$10,000 to $25,0004.90%
Bank of ChinaSpecial Term Deposit AUD 12Many balance4.85%
Arab Bank AustraliaFixed Term Deposit - Personal$10,000 to $49,9994.50%
Central Murray BankTerm Deposit 12 Months$25,000 to $50,0004.50%
Police Credit UnionAdelaide Term Deposit$5,000 to $50,0004.00%
Central West Credit Union$5000+ (6m to <12m) I3$5,000 to $50,0003.40%

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