Open Market Intel

Rates › Home loans › Variable owner occupier, interest only

Rates · Home loans

Variable owner occupier home loan (interest only) rates

One row per lender: its lowest variable owner occupier home loan (interest only) rate today, the LVR band that rate applies to, and the comparison rate it publishes. Loans restricted by occupation, employer or membership, government scheme rates such as the Home Guarantee, and the rate a fixed loan reverts to are left out. A rate marked net of discount is the lender's advertised rate less the discount it publishes for that band. Click a product for every rate and LVR band.

Lowest rate
6.09%
Border Bank
Median rate
6.74%
of each lender's best, 56 lenders
Lenders
56
publishing this rate
Variable owner occupier, P&IVariable owner occupier, interest onlyFixed 1 year, owner occupierFixed 2 years, owner occupierFixed 3 years, owner occupierFixed 4 years, owner occupierFixed 5 years, owner occupierVariable investor, P&IVariable investor, interest onlyFixed 1 year, investorFixed 2 years, investorFixed 3 years, investorFixed 4 years, investorFixed 5 years, investor

Lowest rate by lender (56)

LenderProductApplies atRateComparison rate
Border BankFirst Home LoanLVR up to 100%6.09%6.16%
Police BankFirst Home LoanLVR up to 100%6.09%6.16%
MOVE BankEveryday Home Loanany LVR6.09%
Southern Cross Credit UnionBroker Home LoanLVR up to 95%6.13%6.37%
Greater BankDiscounted Great Rate Home Loan - Variable Interest Only Owner OccupiedLVR up to 80%6.19%6.14%
First Option BankSimple Home LoanLVR up to 60%6.19%6.19%
Bank of usFlexidiscount Home Guarantee Scheme Home LoanLVR up to 95%6.19%6.19%
Horizon BankFirst Home Buyer Loan - Interest OnlyLVR up to 70%6.19%6.20%
Queensland Country BankHome Loan-PackageLVR up to 80%6.24%6.25%
Credit Union SAInterest Only 40 Year Home Loan PackageLVR up to 60%6.29%6.65%
Gateway BankAllium Money Essentials IOLVR up to 80%6.34%6.34%
Regional Australia BankRegional Australia Bank Home Loan (Non Offset)LVR up to 60%6.39%6.19%
Bendigo BankFirst Home Buyers (Bendigo Complete Home Loan)any LVR6.43%6.65%
Newcastle Permanent Building SocietyReal Deal Home Loan Interest OnlyLVR up to 80%6.44%6.34%
Easy StreetStreet Smart Variable Home Loan - Owner-occupied (Interest Only)any LVR6.44%6.40%
IMB BankBudget Home LoanLVR up to 70%6.49%6.38%
Unity BankAdvantage Home Loan- Owner Occupied - Variable - Interest Only - Without Offsetany LVR6.49%6.54%
Coastline BankInterest Only (Owner Occupied)LVR up to 60%6.49%6.56%
Macquarie BankMacquarie Basic Home LoanLVR up to 60%6.59%6.62%
CommFCUBoost Package Home Loan - Owner-occupied LVR 80% (Interest Only)LVR up to 80%6.59%6.68%
Qudos BankNo Frills Home LoanLVR up to 70%6.63%6.49%
AMP MyAMPProfessional PackageLVR up to 60%6.64%6.96%
UBankFlex - Variable OO IOLVR up to 60%6.65%6.69%
Cairns BankClassic Home Loan Variable <60 LVR IOLVR up to 60%6.69%6.15%
INGMortgage SimplifierLVR up to 60%6.69%6.49%
Beyond Bank AustraliaHome Buyers Scheme Home LoanLVR up to 95%6.69%7.10%
Great Southern BankBasic Variable OO IOLVR up to 70%6.74% net of discount6.48%
Hume BankliteBlue O/Occ I/O(up to 60% LVR)LVR up to 60%6.74%6.48%
MyState BankBasic Variable LoanLVR up to 80%6.74%6.77%
Darling Downs BankEssential Home Loanany LVR6.74%6.89%
CBADigi Home Loan (Owner Occupied)LVR up to 60%6.83%6.57%
Broken Hill BankChoice Home Loan Interest Onlyany LVR6.84%6.89%
Bank of ChinaDiscount Home Loan (with Interest Only Repayment)any LVR6.88%7.08%
WestpacFlexi First : Our lowest online variable home loan rate (Owner Occupied)LVR up to 70%6.93%5.97%
NABNAB Tailored Home LoanLVR up to 60%6.94%7.11%
Defence BankUltimate Essentials I/O Conany LVR7.04%7.13%
Central West Credit UnionMortgage Smart Home Loan - Interest Onlyany LVR7.15%
Bank of QueenslandBOQ Essential Home LoanLVR up to 70%7.19% net of discount7.19%
Northern Inland Credit UnionDream Home Loan Variable IO Owner Occupiedany LVR7.19%7.52%
BNK BankPrime Alt Doc Jumbo (BNK)LVR up to 60%7.20%7.27%
ME Bank - ME GoME Bank EconoME Home LoanLVR up to 70%7.22% net of discount7.22%
BankSAVariable Home Loan with OffsetLVR up to 70%7.23%7.25%
Bank of MelbourneVariable Home Loan with OffsetLVR up to 70%7.23%7.25%
St.George BankVariable Home Loan with OffsetLVR up to 70%7.23%7.25%
Virgin MoneyVirgin Money Lite Home LoanLVR up to 60%7.25% net of discount7.25%
NRMA Home LoansNRMA Basic Home LoanLVR up to 60%7.27%6.70%
Tiimely HomeTiimely Basic Home LoanLVR up to 60%7.32%6.69%
Qantas Money Home LoansQANTAS Money Basic Home LoanLVR up to 60%7.34%6.80%
Connective SelectConnective Select Basic Home LoanLVR up to 80%7.58%7.01%
Aussie ElevateAussie Elevate Basic Home LoanLVR up to 80%7.58%7.01%
AFG Home Loans AlphaAFG Alpha Basic Home LoanLVR up to 80%7.58%7.01%
BankwestBankwest Simple Home LoanLVR up to 80%7.59%7.62%
Central Murray BankHOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Interest Onlyany LVR7.74%7.81%
ANZANZ Simplicity PlusLVR up to 60%7.88%7.19%
Judo BankHome Loanany LVR8.90%8.92%
Auswide BankHome Loan PlusLVR up to 80%10.01%10.17%

The full LVR grid, every lender by LVR band. Work out repayments at these rates.

Every home loan · other markets · an email the morning a rate moves.