Open Market Intel

Rates › Home loans › Variable investor, P&I

Rates · Home loans

Variable investor home loan (P&I) rates

One row per lender: its lowest variable investor home loan (principal and interest) rate today, the LVR band that rate applies to, and the comparison rate it publishes. Loans restricted by occupation, employer or membership, government scheme rates such as the Home Guarantee, and the rate a fixed loan reverts to are left out. A rate marked net of discount is the lender's advertised rate less the discount it publishes for that band. Click a product for every rate and LVR band.

Lowest rate
5.94%
Northern Inland Credit Union
Median rate
6.44%
of each lender's best, 82 lenders
Lenders
82
publishing this rate
Variable owner occupier, P&IVariable owner occupier, interest onlyFixed 1 year, owner occupierFixed 2 years, owner occupierFixed 3 years, owner occupierFixed 4 years, owner occupierFixed 5 years, owner occupierVariable investor, P&IVariable investor, interest onlyFixed 1 year, investorFixed 2 years, investorFixed 3 years, investorFixed 4 years, investorFixed 5 years, investor

Lowest rate by lender (82)

LenderProductApplies atRateComparison rate
Northern Inland Credit UnionValue Home Loan - Investmentany LVR5.94%5.98%
Southern Cross Credit UnionBroker Home LoanLVR up to 95%6.13%6.48%
Horizon BankFirst Home Buyer Loan - InvestmentLVR up to 70%6.24%6.25%
Virgin MoneyVirgin Money Lite Home LoanLVR up to 80%6.24%6.26%
First Option BankSimple Home LoanLVR up to 60%6.24%6.27%
MOVE BankEveryday Home Loanany LVR6.24%
UnloanUnloan Home LoanLVR up to 80%6.29%6.20%
Police Credit UnionLow Rate Home Loan Special Offer - InvestmentLVR up to 80%6.29%6.33%
Easy StreetStreet Smart Variable Home Loan - Investment (Principal and Interest)any LVR6.29%6.34%
GMCUStandard Variable Plus InvestmentLVR up to 60%6.29%6.45%
Regional Australia BankRegional Australia Bank Home Loan (Non Offset)LVR up to 60%6.34%6.37%
bankWAWHome Equity Loan InvestmentLVR up to 80%6.34%6.37%
Summerland BankBasic Variable Investment LoanLVR up to 60%6.34%6.40%
Unity BankAdvantage Home Loan - Investment - Variable P&I - Without Offsetany LVR6.34%6.59%
UpUp Home Loanany LVR6.35%6.35%
Bank of QueenslandBOQ Essential Home LoanLVR up to 70%6.38%6.40%
Bank of ChinaDiscount Investment Home Loan (With Principal and Interest Repayment)any LVR6.38%6.58%
People's Choice and HeritageBasic Variable Investment LoanLVR up to 70%6.39% net of discount6.40%
Hume BankliteBlue Investor P+I (up to 60% LVR)LVR up to 60%6.39%6.40%
WestpacFlexi First : Our lowest online variable home loan rate (Investor)LVR up to 70%6.39%6.40%
Bendigo BankBendigo Easy Home LoanLVR up to 60%6.39%6.41%
Macquarie BankMacquarie Basic Home LoanLVR up to 60%6.39%6.41%
INGMortgage SimplifierLVR up to 60%6.39%6.42%
AMP MyAMPAMP Essential Home LoanLVR up to 60%6.39%6.42%
CommFCUGo Basic Variable Home Loan - Investment LVR 80% (Principal and Interest)LVR up to 80%6.39%6.44%
Bank FirstBasic Investment Loan Variable LVR<60%LVR up to 60%6.39%6.44%
IMB BankBudget Home LoanLVR up to 70%6.39%6.45%
Qantas Money Home LoansQANTAS Money Basic Home LoanLVR up to 60%6.39%6.46%
Coastline BankInvestment EssentialsLVR up to 60%6.39%6.55%
Maitland MutualPackage Home LoanLVR up to 60%6.39%6.75%
SWSbankInvestment Standard Variable Home Loanany LVR6.40%6.40%
ME Bank - ME GoME Bank EconoME Home LoanLVR up to 70%6.43%6.45%
Greater BankDiscounted Great Rate Home Loan - Variable InvestmentLVR up to 80%6.44%6.45%
Queensland Country BankHome Loan-PackageLVR up to 80%6.44%6.45%
CBADigi Home Loan (Investment)LVR up to 60%6.44%6.46%
UBankNeat - INV Variable P&ILVR up to 60%6.44%6.46%
Bank of usFlexiChoice Residential Investment Home LoanLVR up to 70%6.44%6.46%
Australian Military BankInvestment RateSaver Home LoanLVR up to 70%6.44%6.47%
Newcastle Permanent Building SocietyReal Deal Home Loan Investment Principal and InterestLVR up to 80%6.44%6.48%
Auswide BankBasic Home LoanLVR up to 60%6.44%6.48%
The CapricornianNo Frills Investment Home LoanLVR up to 80%6.44%6.49%
MyState BankBasic Variable LoanLVR up to 70%6.44%6.49%
BankVicInvestor Special Rate Home Loanany LVR6.44%6.49%
Border BankGoldrate Home LoanLVR up to 60%6.44%6.51%
Police BankGoldrate Home LoanLVR up to 60%6.44%6.51%
NABNAB Tailored Home LoanLVR up to 70%6.45%6.58%
Connective SelectConnective Select Basic Home LoanLVR up to 60%6.49%6.51%
Aussie ElevateAussie Elevate Basic Home LoanLVR up to 60%6.49%6.51%
AFG Home Loans AlphaAFG Alpha Basic Home LoanLVR up to 60%6.49%6.51%
Beyond Bank AustraliaPurple Basic Vbl Home Loan-InvLVR up to 60%6.49%6.52%
Great Southern BankBasic Variable Investment P&ILVR up to 70%6.49% net of discount6.55%
TMCURefi Special Investmentany LVR6.49%6.59%
Bank AustraliaOffset Investment LoanLVR up to 60%6.49%6.68%
Credit Union SAVariable Home Loan Package SpecialsLVR up to 60%6.49%6.85%
BNK BankGold Prime Residential Basic Home LoansLVR up to 70%6.50%6.59%
Tiimely HomeTiimely Basic Home LoanLVR up to 60%6.52%6.53%
BCU BankBasic Inv Loan (P&I) LVR<70LVR up to 70%6.54%6.57%
P&N BankInvestor Basic (P&I) LVR <70LVR up to 70%6.54%6.57%
Bank of SydneyBOS Basic Investment Home Loanany LVR6.54%6.58%
Qudos BankLow Cost Value PackageLVR up to 70%6.54%6.72%
Arab Bank AustraliaBasics Investment Loan Special OfferLVR up to 60%6.55%6.68%
NRMA Home LoansNRMA Basic Home LoanLVR up to 60%6.57%6.61%
Cairns BankClassic Investment HL Variable <60 LVR PILVR up to 60%6.59%6.05%
RACQ BankFair Dinkum Investment Home LoanLVR up to 60%6.59%6.59%
Defence BankPremier Investor Low RateLVR up to 70%6.59%6.59%
Gateway BankAllium Money Essentials InvLVR up to 80%6.64%6.64%
BankwestBankwest Simple Home LoanLVR up to 60%6.69%6.72%
Laboratories Credit UnionProperty Investment Mortgage Variableany LVR6.75%6.77%
BankSABasic Variable Home LoanLVR up to 70%6.79%6.80%
Bank of MelbourneBasic Variable Home LoanLVR up to 70%6.79%6.80%
St.George BankBasic Variable Home LoanLVR up to 70%6.79%6.80%
Orange Credit UnionPremium Home Loan VariableLVR up to 60%6.79%6.84%
ANZ PlusANZ Plus Home Loan Variableany LVR6.80%6.80%
ANZANZ Simplicity PlusLVR up to 60%6.89%6.89%
DnisterPremier Home Loanany LVR6.90%6.99%
Broken Hill BankChoice Investment Home Loanany LVR6.99%7.04%
Darling Downs BankPackage Home Loansany LVR7.04%7.41%
Liberty FinancialLow rate investment loanany LVR7.09%7.17%
The MacLow LVR INV P&I Home LoanLVR up to 70%7.29%7.36%
Central West Credit UnionSmart Investment Home Loanany LVR7.46%7.52%
Central Murray BankHOUSING LOAN (CODE) - Investment - Variable Interest - Principal and Interest - LVR < 80%LVR up to 80%7.74%7.81%
Judo BankHome Loanany LVR8.90%8.92%

The full LVR grid, every lender by LVR band. Work out repayments at these rates.

Every home loan · other markets · an email the morning a rate moves.