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Rates › Home loans › Fixed 2 years, owner occupier

Rates · Home loans

2 year fixed owner occupier home loan (P&I) rates

One row per lender: its lowest 2 year fixed owner occupier home loan (principal and interest) rate today, the LVR band that rate applies to, and the comparison rate it publishes. Loans restricted by occupation, employer or membership, government scheme rates such as the Home Guarantee, and the rate a fixed loan reverts to are left out. A rate marked net of discount is the lender's advertised rate less the discount it publishes for that band. Click a product for every rate and LVR band.

Lowest rate
6.09%
BankVic
Median rate
6.59%
of each lender's best, 74 lenders
Lenders
74
publishing this rate
Variable owner occupier, P&IVariable owner occupier, interest onlyFixed 1 year, owner occupierFixed 2 years, owner occupierFixed 3 years, owner occupierFixed 4 years, owner occupierFixed 5 years, owner occupierVariable investor, P&IVariable investor, interest onlyFixed 1 year, investorFixed 2 years, investorFixed 3 years, investorFixed 4 years, investorFixed 5 years, investor

Lowest rate by lender (74)

LenderProductApplies atRateComparison rate
BankVicFixed Rate Home Loan - 2 yearsany LVR6.09%6.35%
Bank of SydneyExpect More Home Loan Owner Occupied - Fixedany LVR6.10% net of discount6.10%
GMCUFixed Rate Home LoanLVR up to 60%6.19%6.27%
Police Credit Union2 Year Fixed Rate Home Loan 95% LVR - First Home BuyerLVR up to 95%6.19%7.07%
Southern Cross Credit UnionBroker Home LoanLVR up to 80%6.24%6.34%
Horizon Bank2 Year Fixed Home LoanLVR up to 70%6.24%6.74%
Orange Credit UnionPremium Home Loan Fixed 24 mths P&I Owner Occupiedany LVR6.34%6.43%
Credit Union SA2-Year Fixed Home Loan Package Principal and Interestany LVR6.34%6.86%
Maitland MutualPackage Home LoanLVR up to 95%6.34%6.86%
The CapricornianPremium Choice Home LoanLVR up to 80%6.34%6.95%
Unity BankFixed Rate Home Loan - Owner Occupier - P&I - 24 mthsany LVR6.35%6.44%
bankWAWFlexible Choice Owner OccupiedLVR up to 60%6.35%6.91%
Regional Australia BankRegional Australia Bank Home Loan (Fixed Owner Occupied)LVR up to 60%6.38%6.21%
Summerland BankFixed Rate LoanLVR up to 60%6.38%6.61%
Border BankFirst Home LoanLVR up to 100%6.39%6.22%
Police BankFirst Home LoanLVR up to 100%6.39%6.22%
Hume BankmyBlue 2 Year Fix O/Occ P+I (up to 60% LVR)LVR up to 60%6.39%6.35%
CommFCUBoost Package Home Loan - 2 Year Fixed - Owner-occupied LVR 80% (Principal and Interest)LVR up to 80%6.39%6.68%
Greater BankUltimate Packaged Home Loan - Fixed 2 Year Owner Occupiedany LVR6.39%7.94%
Newcastle Permanent Building SocietyPremium Plus Package Fixed Rate Home Loan Principal and InterestLVR up to 80%6.39%8.03%
DnisterPremier HL Fixed Interest Rateany LVR6.42%6.73%
Australian Military Bank2 Year Fixed Rate Home LoanLVR up to 100%6.44%7.07%
UpUp Home Loanany LVR6.45%6.25%
Cairns BankPlus Home Loan Fixed 2yr <60 LVR PILVR up to 60%6.49%6.23%
Tiimely HomeTiimely Basic Home LoanLVR up to 80%6.49%6.33%
Bendigo BankBendigo Express Home Loanany LVR6.49%6.34%
BCU BankFixed P&I Home Loanany LVR6.49%6.51%
IMB Bank2 year Fixed Rate Home LoanLVR up to 95%6.49%6.56%
QBank2 Year Fixed Home LoanLVR up to 95%6.49%7.97%
MOVE BankEveryday Home Loanany LVR6.49%
Easy Street2 Year Fixed Home Loan - Owner-occupied (Principal and Interest)any LVR6.54%6.39%
Qantas Money Home LoansQANTAS Money Basic Home LoanLVR up to 80%6.54%6.48%
TMCU2 Fixed Rate Home Loanany LVR6.54%6.60%
Coastline BankFixed Rate Home LoanLVR up to 80%6.54%6.66%
People's Choice and HeritageStandard Fixed Rate Home Loans - Owner OccupiedLVR up to 95%6.54%8.54%
Gateway BankAllium Premium 2Yr Fixedany LVR6.57%6.31%
The MacGovt Low Dep 2yr Fixed Ooc PIany LVR6.59%6.32%
Macquarie BankMacquarie Basic Home LoanLVR up to 70%6.59%6.37%
INGFixed Rate LoanLVR up to 70%6.59%6.38%
NRMA Home LoansNRMA Basic Home LoanLVR up to 80%6.59%6.42%
Connective SelectConnective Select Basic Home LoanLVR up to 80%6.59%6.57%
Aussie ElevateAussie Elevate Basic Home LoanLVR up to 80%6.59%6.57%
AFG Home Loans AlphaAFG Alpha Basic Home LoanLVR up to 80%6.59%6.57%
P&N BankFixed Home Loan (P&I) LVR >80LVR up to 90%6.59%6.58%
Central West Credit UnionSmart Fixed Rate Home Loan 2 yearany LVR6.59%7.14%
Beyond Bank AustraliaHome Buyers Scheme Home LoanLVR up to 95%6.59%7.17%
Bank of ChinaFixed Rate Home Loan (With Principal and Interest Repayment)any LVR6.59%8.39%
AMP MyAMPAMP First Home LoanLVR up to 90%6.63%6.43%
Auswide BankHome Loan PlusLVR up to 70%6.64%6.93%
MyState BankFixed Rate LoanLVR up to 70%6.64%8.24%
Laboratories Credit UnionIntelligent Mortgage 2 Years Fixedany LVR6.65%
RACQ Bank2 Year Fixed Home Loan Owner OccupierLVR up to 90%6.74%6.98%
BankSAFixed Rate Home LoanLVR up to 70%6.74%7.03%
WestpacFixed Rate Home LoanLVR up to 70%6.74%7.03%
Bank of MelbourneFixed Rate Home LoanLVR up to 70%6.74%7.03%
St.George BankFixed Rate Home LoanLVR up to 70%6.74%7.03%
ANZANZ Fixed Rate home loanLVR up to 80%6.74%7.34%
Great Southern Bank2 year Fixed Rate OO P&ILVR up to 95%6.75%8.00%
Defence BankUltimate Essentials Fixedany LVR6.76%7.07%
Virgin MoneyVirgin Money Lite Home LoanLVR up to 80%6.79%6.24%
ME Bank - ME GoME Bank EconoME Home LoanLVR up to 70%6.79%6.36%
Bank of QueenslandBOQ Essential Home LoanLVR up to 70%6.79%6.40%
Bank AustraliaBasic Home Loan FixedLVR up to 70%6.79%6.47%
Qudos BankFixed Rate Home LoanLVR up to 80%6.79%6.47%
UBankFlex - Fixed OO P&ILVR up to 80%6.79%6.67%
Darling Downs BankPackage Home Loansany LVR6.79%7.32%
BankwestComplete Fixed Home Loan PackageLVR up to 80%6.79%7.53%
Arab Bank AustraliaFixed Rate Home Loan (Owner Occupier)LVR up to 60%6.80%7.83%
NABNAB Tailored Home LoanLVR up to 60%6.81%7.12%
CBA2 Year Fixed Rate Home Loan (Owner Occupied)any LVR6.82%8.38%
Bank FirstPremier Package Home Loan Owner Occupied 2 year fixed LVR <80%LVR up to 80%6.89%6.91%
SWSbankOptimum 2 Year Fixed Rate Home Loanany LVR6.94%6.27%
Central Murray BankHOUSING LOAN (CODE) - Owner Occupied- Fixed Interest - 24 months - Principal and Interestany LVR6.99%7.25%
Judo BankHome Loanany LVR9.44%9.03%

The full LVR grid, every lender by LVR band. Work out repayments at these rates.

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