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Variable investor home loan (interest only) rates

One row per lender: its lowest variable investor home loan (interest only) rate today, the LVR band that rate applies to, and the comparison rate it publishes. Loans restricted by occupation, employer or membership, government scheme rates such as the Home Guarantee, and the rate a fixed loan reverts to are left out. A rate marked net of discount is the lender's advertised rate less the discount it publishes for that band. Click a product for every rate and LVR band.

Lowest rate
6.17%
The Mac
Median rate
6.65%
of each lender's best, 68 lenders
Lenders
68
publishing this rate
Variable owner occupier, P&IVariable owner occupier, interest onlyFixed 1 year, owner occupierFixed 2 years, owner occupierFixed 3 years, owner occupierFixed 4 years, owner occupierFixed 5 years, owner occupierVariable investor, P&IVariable investor, interest onlyFixed 1 year, investorFixed 2 years, investorFixed 3 years, investorFixed 4 years, investorFixed 5 years, investor

Lowest rate by lender (68)

LenderProductApplies atRateComparison rate
The MacGovt Low Dep Variable Ooc PIany LVR6.17%6.24%
Horizon BankFirst Home Buyer Loan - Investment Interest OnlyLVR up to 70%6.19%6.19%
Southern Cross Credit UnionBroker Home LoanLVR up to 95%6.33%6.56%
Regional Australia BankRegional Australia Bank Home Loan (Non Offset)LVR up to 60%6.34%6.37%
Maitland MutualPackage Home LoanLVR up to 60%6.39%6.73%
SWSbankInvestment Home Loan - Interest Onlyany LVR6.40%6.40%
Easy StreetStreet Smart Variable Home Loan - Investment (Interest Only)any LVR6.44%6.40%
Queensland Country BankHome Loan-PackageLVR up to 80%6.44%6.45%
First Option BankSimple Home LoanLVR up to 60%6.44%6.47%
MOVE BankEveryday Home Loanany LVR6.44%
ME Bank - ME GoME Bank EconoME Home LoanLVR up to 60%6.48%6.49%
CommFCUGo Basic Variable Home Loan - Investment LVR 80% (Interest Only)LVR up to 80%6.49%6.48%
Coastline BankInterest Only (Investment)LVR up to 60%6.49%6.56%
Bendigo BankBendigo Easy Home LoanLVR up to 60%6.54%6.47%
Greater BankDiscounted Great Rate Home Loan - Variable Interest Only InvestmentLVR up to 80%6.54%6.49%
Qantas Money Home LoansQANTAS Money Basic Home LoanLVR up to 60%6.54%6.52%
Auswide BankBasic Home LoanLVR up to 60%6.54%6.58%
MyState BankBasic Variable LoanLVR up to 60%6.54%6.59%
Bank of ChinaDiscount Investment Home Loan (with Interest Only Repayment)any LVR6.58%6.78%
Hume BankliteBlue Investor I/O (up to 60% LVR)LVR up to 60%6.59%6.49%
INGMortgage SimplifierLVR up to 60%6.59%6.50%
Border BankGoldrate Home LoanLVR up to 60%6.59%6.57%
Police BankGoldrate Home LoanLVR up to 60%6.59%6.57%
BankVicInvestor Variable Rate IO Loanany LVR6.59%6.61%
Macquarie BankMacquarie Basic Home LoanLVR up to 70%6.59%6.62%
Beyond Bank AustraliaInvest Total Home Loan PackageLVR up to 80%6.59%6.94%
Unity BankMomentum Home Loan 60LVR - Property Investor - Variable I/Oany LVR6.60%6.65%
WestpacFlexi First : Our lowest online variable home loan rate (Investor)LVR up to 70%6.64%6.26%
Virgin MoneyVirgin Money Lite Home LoanLVR up to 70%6.64%6.43%
Bank of QueenslandBOQ Essential Home LoanLVR up to 60%6.64%6.51%
Bank FirstBasic Investment Loan Variable IO LVR<60%LVR up to 60%6.64%6.55%
AMP MyAMPProfessional PackageLVR up to 60%6.64%6.99%
UBankNeat - INV Variable IOLVR up to 60%6.65%6.55%
BNK BankGold Prime Residential Basic Home LoansLVR up to 70%6.65%6.74%
NABNAB Tailored Home LoanLVR up to 60%6.65%7.15%
Great Southern BankBasic Variable Investment IOLVR up to 70%6.69% net of discount6.64%
People's Choice and HeritageBasic Variable Investment Loan - Interest OnlyLVR up to 70%6.69% net of discount6.52%
IMB BankBudget Home LoanLVR up to 70%6.69%6.59%
Connective SelectConnective Select Basic Home LoanLVR up to 60%6.69%6.59%
Newcastle Permanent Building SocietyReal Deal Home Loan Investment Interest OnlyLVR up to 80%6.69%6.59%
Aussie ElevateAussie Elevate Basic Home LoanLVR up to 60%6.69%6.59%
AFG Home Loans AlphaAFG Alpha Basic Home LoanLVR up to 60%6.69%6.59%
CBADigi Home Loan (Investment)LVR up to 60%6.70%6.57%
Bank AustraliaOffset Investment Loan IOLVR up to 60%6.74%6.77%
Credit Union SAVariable Home Loan Package SpecialsLVR up to 60%6.74%7.49%
Tiimely HomeTiimely Basic Home LoanLVR up to 60%6.77%6.63%
Cairns BankClassic Investment HL Variable <60 LVR IOLVR up to 60%6.79%6.25%
Bank of SydneyBOS Basic Investment Home Loanany LVR6.79%6.60%
Gateway BankAllium Money Essentials Inv IOLVR up to 80%6.79%6.79%
RACQ BankMortgage Breaker Investment Interest OnlyLVR up to 60%6.79%6.83%
Qudos BankLow Cost Value PackageLVR up to 70%6.79%6.85%
P&N BankInvestor Basic (IO) LVR <70LVR up to 70%6.84%6.65%
NRMA Home LoansNRMA Basic Home LoanLVR up to 60%6.92%6.76%
BCU BankBasic Investment Loan (IO)any LVR6.94%6.75%
Broken Hill BankChoice Investment Int Onlyany LVR6.99%7.04%
Laboratories Credit UnionProperty Mortgage - Investment - Interest Onlyany LVR6.99%
BankSAVariable Home Loan with OffsetLVR up to 70%7.13%7.31%
Bank of MelbourneVariable Home Loan with OffsetLVR up to 70%7.13%7.31%
St.George BankVariable Home Loan with OffsetLVR up to 70%7.13%7.31%
Defence BankUltimate Essentials I/Oany LVR7.14%7.23%
Darling Downs BankPackage Home Loansany LVR7.14%7.51%
Northern Inland Credit UnionDream Home Loan Variable IO Investmentany LVR7.19%7.52%
ANZANZ Simplicity PlusLVR up to 60%7.29%7.07%
Police Credit UnionBetter Home Loan 80% LVR IO - InvestmentLVR up to 80%7.59%7.65%
Central West Credit UnionMortgage Equity Loanany LVR7.60%9.02%
Central Murray BankHOUSING LOAN (CODE) - Investment - Variable Interest - Interest Onlyany LVR8.24%8.31%
BankwestBankwest Simple Home LoanLVR up to 90%8.27%8.30%
Judo BankHome Loanany LVR8.90%8.92%

The full LVR grid, every lender by LVR band. Work out repayments at these rates.

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